In many accident claims, the compensation can be reduced by the share of fault assigned to you. How much it is reduced, or whether you can recover anything at all, depends on the negligence rule your state follows. This calculator shows the effect of each common rule on the same numbers.
The four common rules
Pure comparative fault: you can recover even if you are mostly at fault, but your compensation is reduced by your percentage of fault. Modified comparative fault (50% or 51% bar): same reduction, but you recover nothing if your fault reaches the cutoff. Contributory negligence: followed by only a small number of states and the District of Columbia, where being even slightly at fault can bar recovery entirely.
Which rule applies depends on the state where the accident happened and sometimes on the type of claim. Fault percentages are decided by insurers, and ultimately by a court, from the evidence, so the number you enter here is a what-if, not a prediction. A licensed attorney in your state can tell you which rule applies and how fault is likely to be assessed in your case.
This calculator is general information and not legal advice. It does not account for insurance policy limits, medical liens, fees or other deductions. For those, see the contingency fee calculator.